Hands-Free Payment Plans for Curbside Service

Woman in car holding dog and phone

The World's Simplest Financing Solution

Offer instant access to a simple payment plan solution that helps clients afford care for their pets whether it be a routine visit or an emergency, plus touchless payments for curbside service.

How It Works

Watch this brief demo of Scratchpay:


Instant client approval.
Funds guaranteed.
Your practice is paid up front.


Get Scratchpay

Why It Works

Scratchpay has built its own proprietary underwriting model — no credit score dependency, individualized risk-based pricing, simple servicing and high client satisfaction.

Serve more pet parents than ever.

Higher approvals

No setup cost

Flat-fee pricing

5% provider fee for all veterinary practices

Simple. Inclusive. Friendly.

Benefits for Your Practice

  • 60-second enrollment
  • High client satisfaction
  • Faster payments
  • Increased revenue
  • No long-term commitments
  • No membership fees
  • No sign-up costs
  • No hardware or software requirement

Benefits for Your Clients

  • No hard credit inquiry
  • No prepayment penalty
  • No deferred interest
  • No hidden fees

Give pet parents the gift of simple financing.

Say yes to more patients and boost your practice's revenue by becoming a veterinary partner in 60 seconds.