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Hands-free payment plans for curbside service

woman sitting in car looking at phone while holding her small dog

The world’s simplest patient financing and payments processing solution

Offer instant access to a simple payment plan solution that helps clients afford care for their pets whether it be a routine visit or an emergency, plus touchless payments for curbside service.

How it works

Watch this brief demo of Scratch:


Instant client approval.
Funds guaranteed.
Your practice is paid up front.


Get Scratch

Why it works

Scratch powers successful healthcare practices with tools for payments and financing.

Serve more pet parents than ever.

Simple, friendly financing with industry-leading approval ratings

Cloud-based POS for easy contactless payments

Flat-fee pricing

5% provider fee for lending plans

Simple. Inclusive. Friendly.

Benefits for your practice

  • 60-second enrollment
  • High client satisfaction
  • Faster payments
  • Increased revenue
  • No long-term commitments
  • No membership fees
  • No sign-up costs
  • No hardware or software requirement

Benefits for your clients

  • No hard credit inquiry
  • No prepayment penalty
  • No deferred interest
  • No hidden fees

Give pet parents the gift of simple financing.

Say yes to more patients and boost your practice's revenue by becoming a veterinary partner in 60 seconds.